The UK property tax system is evolving in 2025, and these changes could significantly impact landlords, property investors, and homebuyers. Whether you are managing a property portfolio or planning your next move, understanding these updates is key to protecting your financial interests. Here's a simple breakdown of what’s changing and how you can prepare.
 

Stamp Duty Land Tax (SDLT): What’s New?

Starting April 1, 2025, the thresholds for Stamp Duty Land Tax (SDLT) will revert to their pre-2020 levels, meaning:
 

• First-Time Buyers: The tax-free threshold will decrease from £425,000 to £300,000. Consequently, purchasing a property priced at £450,000 after this date will result in a £7,500 SDLT liability, whereas it was previously exempt.
   
• Home Movers: The SDLT exemption threshold will be reduced from £250,000 to £125,000. For instance, buying a property for £295,000 will incur an SDLT of £4,750, calculated as follows:
   
  • 0% on the first £125,000 = £0
  • 2% on the next £125,000 = £2,500
  • 5% on the remaining £45,000 = £2,250
  • Total SDLT = £4,750

This change is expected to affect thousands of buyers, particularly in areas like London and the South East, where property prices are higher.


Not sure how SDLT applies to you? Speak to our property tax accountants today to ensure you're not overpaying or missing out on potential reliefs.

Capital Gains Tax (CGT): A Closer Look.

While there are no confirmed rate changes for Capital Gains Tax in 2025, property owners selling UK residential property should stay alert. Taxable gains on sales can significantly impact your profits, and planning ahead can help minimise liabilities.
 

Tip: Working with a property tax specialist can help you identify reliefs and exemptions, ensuring you pay only what’s necessary.

Inheritance Tax (IHT): Frozen Thresholds Could Cost You

Inheritance Tax thresholds remain frozen until 2030:
 

• Main IHT threshold: £325,000.
• Residence nil-rate band: £175,000 (for passing on property to direct descendants).
  
   

Although these thresholds remain unchanged, rising property values and inflation have steadily pushed more estates above the taxable limit, increasing the need for proactive property tax planning. Proactive tax planning is crucial to safeguard your assets for future generations.
 

Call our property tax specialists today for a tailored inheritance tax plan to protect your estate, minimise tax liabilities, and secure your family’s future!

Why You Need Expert Help Now

Navigating property tax changes can feel overwhelming, especially with the added complexities of SDLT, CGT, and IHT. That’s where Doshi Accountants can make a difference.
 

How we can help:

• Simplify your SDLT calculations and identify potential savings.

• Create a CGT strategy to protect your profits when selling property.

• Provide guidance on inheritance tax to secure your legacy.
  
  

Our team of property tax accountants has over 20 years of experience working with landlords, property developers, and investors. We are here to make tax compliance straightforward and ensure you make the most of your investments.
 

Don’t Let Tax Changes Catch You Off Guard

The sooner you act, the better prepared you will be for these 2025 changes. Reach out to our team for personalised advice.

📞 Call us at 020-8239-4999 or 📧 Email us at dhruv@doshiaccountants.co.uk for quick help.

Stay ahead of the curve—speak to a property tax expert today!